The 5 Most Popular Robocall Scams
For many people, robocalls are an annoyance, one that’s getting more and more common every year. However, for the unlucky people who are duped by robocall scammers, it can actually lead to a loss of money or breach of privacy.
No matter who you are, a scam can fool you, even if you think you’re tech-savvy or highly vigilant. To reduce your chances of being scammed by a robocall, learn about the most popular robocall scams and how you can catch them.
A rash of recent scams has targeted immigrants to the United States, and they’ve been very successful. These scams may claim that an immigrant must pay to keep his or her immigration status, or they will have to file additional paperwork; and payment for it has to be taken immediately over the phone.
This is an easy scam to avoid: ICE won’t call with any issues related to deportation without first sending many letters attempting to reach you.
2. IRS Payments
IRS scams have been around for quite some time. This is often because people find taxes confusing and are easily duped into believing they need to pay more money. It’s common for an IRS scammer to start the call with a fake badge number to sound more convincing. And the scammer may have stolen information, such as your address and full name, to seem official.
Like ICE, the IRS won’t use a phone call as the first contact, and it doesn’t demand payment over the phone.
3. Social Security
Social Security scams prey largely upon the elderly, disabled and other dependent people. As such, they tend to be more effective than other scams that target the public at large. Although this kind of scam can certainly try to dupe you out of money by insisting that you need to repay excess benefits or pay for paperwork to be filed, it’s usually trying to get your personal information.
Just know that the Social Security Administration (SSA) will attempt to contact you in other ways before calling you. If you have any suspicions, hang up and call the phone number on the SSA website. That way, you’ll be sure you’re talking to an official employee.
4. Sweepstakes and Travel
Have you ever picked up an unknown number and heard, “Congratulations! You’ve been specially chosen!” If so, you’ve been targeted for a sweepstakes scam.
If you didn’t sign up for anything, how did you win? Even if you’ve entered legitimate sweepstakes, a phone call informing you that you’ve won is highly unlikely. If you’ve actually won something, you’ll be sent official paperwork to fill out.
5. Loans and Credit Cards
Credit cards are a big financial stressor for many people; around 40% of Americans carry credit card debt, and those people cumulatively owe nearly $829 billion. Thus, it’s common for people to look for lower interest rates on their debt, whether it’s for credit cards, mortgages, college loans, or car loans.
However, you should always be the one applying for lower interest rates. If someone calls asking for your information and offering low-interest loans, hang up and do some research on that phone number.
Stop Robocalls with a Reverse Phone Lookup
At any time, you could become the next target in the ever-increasing tidal wave of robocall scams. With unwanted calls on the rise, scams are more common than ever. How do you determine whether a call is important or a scam? PeopleFinders can help.
With PeopleFinders, you can perform a reverse phone lookup on any phone number that calls. This may help you find out if it’s registered to a genuine person, or if it’s an unregistered number used by scammers.
How Do I Know What Numbers to Trust?
Robocalls probably aren’t going away anytime soon, but that doesn’t mean you have to become a victim. Perform a reverse phone lookup on all unknown numbers to try and verify the source. Again, if something seems off, simply hang up. As long as you’re careful, you can avoid becoming a victim of a scam.
For more ideas on how to stay safe from scams, you can check the PeopleFinders blog.
Image attribution: phonlamaiphoto – stock.adobe.comTags: Reverse Phone Lookup, Scammer
Categorized in: Scams